Guaranteed income that you can't outlive

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Create a source for additional retirement income with an Allianz Life fixed index annuity through ReadySetSM.

GrowthGrowth

Growth

Take advantage of growth in the market

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Protection

Never lose value due to market drops

ReliabilityReliability

Reliability

Guarantee income for as long as you live

Two ways to grow your savings

You can choose to earn potential interest based on changes in one or more market indexes that your annuity is tracking (but isn’t actually invested in). Or you can earn interest at a consistent rate that’s established at the beginning of each contract year.

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Lock in your gains, no matter what.

Because your annuity is not actually invested in the market, it’s never at risk of losing value due to drops in the market. The interest you earn is locked in each year and can’t be lost to market volatility – and that’s true whether the market falls a couple of points, or plunges like it did in 2008. (Wouldn’t it have been nice to have this kind of market protection back then?)

LEARN MORE ABOUT HOW YOUR MONEY IS PROTECTED

A guaranteed minimum income - or more.

You’re guaranteed to receive at least your minimum income amount – but you can choose income with the potential to increase based on market index performance. And that income will continue for the rest of your life – no matter how long you live, or even if the amount you used to purchase your annuity has all been paid out.

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See how much income is possible with an annuity through us.

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Meet Mark & Anna

Mark and Anna are both 45 years old and are concerned about having enough income for their retirement expenses. Anna has a 401(k) plan through her work, but Mark is worried they are too heavily invested in the markets. They would like to use some of Anna’s 401(k) to purchase an annuity through ReadySet, so they can continue to have the opportunity for tax-deferred growth, but also with a level of protection from market loss. They plan to start receiving joint income at age 68, and choose the option for fixed income.

Adjust the slider for different purchase amounts. Then see how much income they will potentially receive under three market scenarios, in which their annuity earns an annual return of 0%, 1.5%, and 3%. The numbers in this calculator reflect their story.

NOW CALCULATE YOUR OWN RETIREMENT INCOME

Purchase your annuity with savings or retirement funds.

You can fund your annuity with a single lump-sum payment from your savings or by transferring part of an IRA, 401(k) or other retirement account.

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An annuity is only as strong as the company behind it.

Annuities through ReadySet are backed by the financial strength and stability of Allianz Life Insurance Company of North America. Since 1896, through good times and bad, Allianz has been keeping its promises to our customers.

LEARN MORE ABOUT READYSET AND ALLIANZ
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