120 years strong and growing
A focus on achieving results over time – not overnight.
As a strong and well-capitalized company, Allianz Life Insurance Company of North America (Allianz Life®) has the stability to meet our financial obligations.
Operating MarginOur strong operating margin is a measure of our efficiency.
Our goal is steady, reliable performance over the long term.
Our general account (portfolio) of more than $100 billion is comprised of 99% investment-grade fixed-income securities.1 Investment-grade securities are generally of higher quality and are more likely to repay principal than non-investment-grade securities. This disciplined approach to investment management has historically provided strong returns and minimal losses.
1 Fixed income is any type of investment where the borrower or issuer is obliged to make payments of a fixed amount on a fixed schedule. Bonds and mortgages are prime examples of fixed income investments.
Investment portfolio mix
as of December 31, 2016
- 72%: corporate bonds
- 8%: CMBS/ABS/CDO2
- 10%: mortgage loans
- 5%: MBS3
- 2%: cash & short-term
- 2%: government bonds
- 1%: Other4
2 CMBS – commercial mortgage-backed security
ABS – asset-backed security
CDO – collateralized debt obligation
3 MBS – mortgage-backed securities
4 Other includes equities, partnerships, real estate, COLI, RSU's and loans.
In-house risk-management enables us to react to market events in real time.
We use expert, in-house risk-management to monitor and manage risk in the moment – not after the fact. This allows us to make strategic investments to offset potential losses due to extreme market events – from general market turbulence to periodic financial crises. Most insurance companies do this to some degree – but we’re one of the few with in-house capabilities.