120 years strong and growing

A focus on achieving results over time – not overnight.

As a strong and well-capitalized company, Allianz Life Insurance Company of North America (Allianz Life®) has the stability to meet our financial obligations.

This bar graph measures assets, liabilities, and equity for Allianz Life from 2010 through 2016.   In 2010, Allianz Life had $98.4 billion in assets, $91.4 billion in liabilities, and $7 billion in equity.  In 2016, Allianz Life had $145.5 billion in assets, $137.5 billion in liabilities, and $8 billion in equity.
Assets, liabilities, and equity dollar amounts in billions. Numbers reported as of December 31, 2016 and are based on International Financial Reporting Standards (IFRS).

Operating Margin

Our strong operating margin is a measure of our efficiency.

Our goal is steady, reliable performance over the long term.

Our general account (portfolio) of more than $100 billion is comprised of 99% investment-grade fixed-income securities.1 Investment-grade securities are generally of higher quality and are more likely to repay principal than non-investment-grade securities. This disciplined approach to investment management has historically provided strong returns and minimal losses.

1 Fixed income is any type of investment where the borrower or issuer is obliged to make payments of a fixed amount on a fixed schedule. Bonds and mortgages are prime examples of fixed income investments.


Investment portfolio mix

as of December 31, 2016


  • 72%: corporate bonds
  • 8%: CMBS/ABS/CDO2
  • 10%: mortgage loans
  • 5%: MBS3
  • 2%: cash & short-term
  • 2%: government bonds
  • 1%: Other4

2 CMBS – commercial mortgage-backed security
   ABS – asset-backed security
   CDO – collateralized debt obligation

3 MBS – mortgage-backed securities

4 Other includes equities, partnerships, real estate, COLI, RSU's and loans.

In-house risk-management enables us to react to market events in real time.

We use expert, in-house risk-management to monitor and manage risk in the moment – not after the fact. This allows us to make strategic investments to offset potential losses due to extreme market events – from general market turbulence to periodic financial crises. Most insurance companies do this to some degree – but we’re one of the few with in-house capabilities.

Learn more about ReadySet SM

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Consistently high ratings reflect our stability, integrity, and strong balance sheet.

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