Rest assured, we’re built to last
Our disciplined approach delivers strong, long-term results.
Our goal is steady, reliable performance over the long term.
As a strong and well-capitalized company, Allianz Life Insurance Company of North America (Allianz Life®) has the stability to meet our financial obligations.
Our general account (portfolio) of more than $114 billion is comprised of 98% investment-grade fixed-income securities.1 Investment-grade securities are generally of higher quality and are more likely to repay principal than non-investment-grade securities. This disciplined approach to investment management has historically provided strong returns and minimal losses.
1 Fixed income is any type of investment where the borrower or issuer is obliged to make payments of a fixed amount on a fixed schedule. Bonds and mortgages are prime examples of fixed income investments.
Assets, liabilities, and equity dollar amounts in billions. Numbers reported as of December 31, 2017 and are based on International Financial Reporting Standards (IFRS).
Investment portfolio mix
as of December 31, 2017
- 72%: corporate bonds
- 8%: CMBS/ABS/CDO2
- 10%: mortgage loans
- 5%: MBS3
- 1%: cash & short-term
- 3%: government bonds
- 1%: Other4
2 CMBS – commercial mortgage-backed security
ABS – asset-backed security
CDO – collateralized debt obligation
3 MBS – mortgage-backed securities
4 Other includes equities, partnerships, real estate, COLI, RSU's and loans.
In-house risk-management enables us to react to market events in real time.
We use expert, in-house risk-management to monitor and manage risk in the moment – not after the fact. This allows us to make strategic investments to offset potential losses due to extreme market events – from general market turbulence to periodic financial crises. Most insurance companies do this to some degree – but we’re one of the few with in-house capabilities.