Retirement insurance that guarantees you an income

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Creating guaranteed retirement income with Retirement Foundation ADVSM Fixed Index Annuity.


You set aside part of your savings in an annuity contract.

These savings have the potential to grow tax-deferred – but with a level of protection from market losses.


You can choose guaranteed lifetime income payments.

Once begun, these payments will continue for the rest of your life – no matter how long you live.


You can choose to give these payments the potential to increase.

It's one of two income options - level, predictable income payments; or income

payments that can increase.


You are protected from market losses.

A fixed index annuity credits you with interest (subject to the current cap) based on the growth of one or more market indexes you’ve selected – but your money is never actually invested in the market.


You have access to a portion of your money.

After the first contract year in any year you haven't added premium, you can withdraw up to 10% of your money per contract year without a penalty. For the first seven years, there is a penalty if you withdraw more than 10% per year.

Death BenefitsDeath Benefits

You have a death benefit for your beneficiaries.

You can choose primary and secondary beneficiaries to receive the value of your

annuity after your death.

We'll walk you through your application.

First you'll create an account. Then we'll ask some questions to determine whether an annuity is right for your needs -- and if so, we'll help through the rest of the application process.

applicationProcessapplicationProcess 2 1 3 4 Assess Need Create Account Complete Application Review & Submit

ReadySet is currently able to offer the Retirement Foundation Annuity in the following states: AR, GA, HI, KY, MD, MI, MN, MT, NH, NM, ND, TN, WA. If you don't live in one of these states, you can purchase one of our industry-leading annuities through an independent financial professional. Use our Agent Locator to find a financial professional near you. Watch for expanded availability and product offerings in the future.

More about how Retirement Foundation ADVSM works:


Income Calculator

Estimate your monthly guaranteed income, based on your own situation and the purchase amount of your choice.


Income & Withdrawals 

See your options for receiving income, plus otherways you can access the cash value of your annuity.

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Ready to get started? Apply now or learn more.

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